1.
Khalid K, Osman NB, A Rahman MKA, Johari MS. An Analysis of Maybank Kuala Terengganu Low E-Payment Adoption among Online Banking Users . GJSS [Internet]. 2024Apr.30 [cited 2026Aug.10];27(1):53-61. Available from: https://gadingssuitm.com/index.php/gadingss/article/view/431